Trans4mind Home Page
~ A Journey of Self-Discovery ~

Explore Article Library


Tips for Finding the Best Student Credit Cards

By Morgan Hamilton

Student credit cards bombard freshman every year. Parents should be sure to discuss the issue of student credit cards with their college student before they leave home. It is an attractive idea for a student to get their own credit card, especially if they are far from home. However, they need to be sure to get a good card and to use it responsibly.

Low Limits

The best student credit cards are those that have reasonably low limits. Giving a student their first credit card with a high limit is a mistake. Students should understand that since most of them are unemployed, they should not take out a high limit credit card. Student credit cards are meant for necessary items or emergencies, not new furniture or a huge shopping spree. Therefore, to ease the temptation, the best student credit cards have low credit limits.

Low Interest Rates

Another trait of the best student credit cards is a low interest rate. Most student credit cards will offer 0% APR for the first six months. This is a great deal and students should purchase whatever they need during this time. Be sure to check what the interest rate will be after those six months however. If it is unreasonably high, then it is not worth it to take the card, even with the great six month deal. It usually take students longer to pay their balances on their student credit cards, so the interest rate matters.

Rewards

Almost all student credit cards offer some type of rewards program. The wise thing to do is find one that you will be excited about using. The more rewards you can get from your student credit cards, the better. Many student credit cards will have rewards programs that allow you to accumulate points and later turn them into gift certificates. This can be a great option for students.

Online Account Management

Student credit cards with online account management are perfect for today's modern student. Most students do most of their banking online, so this concept fits right into their world. If your student credit cards have online account management, as a student you are more likely to keep up with you account and even use your rewards program more often. This is definitely a great option to look for in your student credit cards.

Lost Card Policies

Many student credit cards are beginning to offer some sort of "Lost Card policy. These policies protect the student in case their wallet is lost or stolen. With students, it is much more likely that these situations will occur. Therefore, you may want to think about going over a credit card company's policy on this before applying. The more protected you are, the better the student credit card is.

Overall, when shopping for student credit cards remember to read the fine print. Although they may sound glorious and offer great deals for a short time, you will also need to make sure their long term requirements are ideal for you. Make a list of things you want from your student credit cards and find companies that match your needs.

About The Author
Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards.

Get the information you are seeking now by visiting http://www.Find-Cards-Now.com


AND EXPLORE...

Addictions
Astrology
Careers & Employment
Communication
Creativity
Dating
Depression
Diabetes
Diets
Divorce
Education
Environment
Ethics
Exercise
Family
Goal-Setting
Grief & Loss
Happiness
Health
Kids & Teens
Leadership
Love
Marriage
Meditation
Nutrition
Organizing
Parenting
Psychology
Public Speaking
Relationships
Schools
Self Help
Self Improvement & Motivation
Sexual Relations
Spirituality
Stress Management
Travel and Leisure
Women
Writing


From our extensive site, you'll find good info on many topics using this search:

Want to renew your life?

Our online, interactive video workshops present the most effective methods of holistic personal development...
Start off with a Free Life Assessment and a Free Consultation...
 

Have a question about Trans4mind Training?

Frequently Asked Questions
What Are Our Fees?
Email Peter Shepherd

Support your personal development with these popular and effective hypnosis downloads...

  • Public Speaking Fear ~ Banish speaking anxiety and nerves with hypnosis.
  • Motivate Yourself to Exercise ~ Build a powerful exercise habit that you can't break.
  • Get Rid of Fear & Anxiety ~ Stop worry and apprehension wrecking your life.
  • Self Esteem ~ Break the negative trance of low self esteem and give yourself a chance in life.
  • Create Your Own Reality ~ Use the power of your unconscious mind to transform your life.
  • Deeper Self Respect ~ Use hypnosis to connect with your true inner worth.
  • Detach From Fear ~ Tune out nervousness and anxiety with hypnosis.
  • Improving Concentration and Focus ~ Learn how to discipline, direct and command your mind to improve your performance.
  • Exercise Motivation ~ Give you powerful keys to getting back on track with your exercise - and staying there.
  • Overcoming Shyness ~ Provides an invisible security blanket allowing you to develop social ease and overcome shyness.
  • Quick Confidence Booster ~ An audio hypnosis session that's specifically designed to get you (quickly!) back on track.
  • Stop Negative Thoughts ~ Learn powerful hypnotic techniques to stop negative thoughts before they start.
  • Overcoming Procrastination ~ Let hypnosis help you get on with what you need to do, when you need to do it. Let nothing hold you back.
  • Think Thin ~ Use hypnosis to re-train your brain and lose weight naturally... that's how to get and stay slim.
  • Fall Asleep Fast ~ Relearn how to fall asleep fast and enjoy a good night's sleep.
  • The Next Level ~ Designed to radically boost your performance in any field. It's based on a technique used by top athletes and other successful people to help them make a big stride forward.
This is our selection of favorites, but there's a session for every need! Choose from over 800 Hypnosis Downloads...
Search now on an issue that interests or concerns you...
 

Welcome to the New Wave in Meditation Technology

Click here to learn more about the iAwake Profound Meditation Program
The iAwake Profound Meditation Program
is a way of enhancing your meditation practice, making meditation not only easier and more enjoyable, but also more efficient and effective.
Profound Meditation provides the smoothest, deepest, richest, most profound meditation experience available anywhere...
Here is a link to a free 20-minute track from iAwake Technologies - a sample of the type of tools that will deepen your meditation immediately and help you quickly become a successful meditator. It's the opening track of iAwake's flagship product, the Profound Meditation Program, called the iAwake Experience...
Learn More and Download the iAwake Experience
We think you'll find this technology a tremendous aid on your transformative journey of becoming your best and most creative self - and you can get started today!
And here's a fantastic resource for self-education...

The World of Inspiration eLibrary

World of Inspiration
A treasure trove of personal development wisdom

Step inside. Just like a real library, there are thousands of quality eBooks presented on three "floors" and in different "rooms." To purchase your $15 Lifetime Membership to the World of Inspiration eLibrary, click the following button:

Payment is made through our secure transaction agent, PayPal.
The transaction is in the language and currency of your choice.
"I want to just say 'WOW!' This collection is probably the best money I ever spent! I've already received many times over in personal enrichment after just 9 days. I've had a past metaphysical background, but even newcomers to this material will really benefit. Thanks again." ~ J.S. (Pennsylvania, USA)
"The collection is everything which you promised. And more! A superb contribution to the good of the world. Many thanks indeed." ~ R.P. (Georgia, USA)
"Just a short note of thanks for the library. I've only had membership for several days now but I already feel this is perhaps the most interesting compilation I have yet seen. Worth far more than the price of admission. The browser linked structure works well and makes it easy to manage such a large storehouse of information. It is rarely that I find something I like as much as this or that I feel strongly enough to write a note like this." ~ P.W. (Minnesota, USA)
Copyright © 1997-2016 Trans4mind Ltd