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How to Prepare For a Potential Job Loss

What do you do when you have that gut feeling of impending doom about your job? Is the writing on the wall? Are you about to be laid off or fired? Is the company going under? Or is it going to come out of the blue that you no longer have a job. If you have these feeling then now is the time to take action in order to soften the blow. You need to start today to get your affairs in order. If the ax falls you will be in a much better position than your coworkers. If you follow these steps and nothing happens you will still be much better off than you are now.

First off, is your resume up to date? If you have not updated it in a few years, now is the time. You may want to consider hiring a professional to do it for you. You need to put your best foot forward. You want to be able to start sending it out before or right after you become unemployed. Searching for a new job can be a full time job by itself. Do you job skills need updating? While you are still working may be a good time to take a few classes and update your skills or start training for a new career. You may want to sign up with a temp agency now so they can place you later. Advantages of temp agencies are they pay well, they find a job for you, you won't be competing for a position with dozens of others and you can usually start immediately.

Start networking. Ask everyone you know if they know of any job openings. If you have not lost your job yet, explain to them you may be laid off and will be looking for a new job. Maybe they can give you a contact name within their company. Someone to send your resume to letting them know if they have any openings in the future you would like to be considered. Start the process now. It is not what you know, it is who you know.

Get your financial house in order. This is always easier said than done. If you are like most people you may already be living paycheck to paycheck and there is nothing extra. If you become unemployed you need as much cash as possible to carry you through. Most experts recommend 3-6 months cash to meet your living needs. What if you can't find a job for 8 months or a year? Gather all your cash reserve or sources for cash. Stash as much as possible to meet you needs.

If you are laid off, the next day you should start filling out any paperwork for unemployment benefits you may qualify for.

You will get through this, it will just take time. Start taking these important steps today and you will be far better prepared for tomorrow.

About the author:

TJ Smith runs several sites on employment and personal finance. The following sites offer a number of tips and help: Article Boy http://www.articleboy.com, Payday Loans http://paydayloan.byethost5.com, Working News http://www.workingnews.com and Online Degrees http://www.freedegreegiveaway.com


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