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6 Mistakes That Can Lead to Car Insurance Claim Disputes

After being involved in an accident, knowing how to react cannot be easy. You may be hesitant about making a move, worried about the worst-case scenario, or simply unsure of what you should do. Auto accidents can occur for the following reasons:

  • Failing to turn on your blinkers.
  • Turning too quickly.
  • Failing to yield the right of way.
  • Cell phone usage while driving.
  • Failure to wear a seatbelt.
  • An impaired driver.
  • Over speeding.
  • Drunken driving.
  • Not understanding road signs.

This article intends to educate individuals on how to avoid mistakes after auto accidents. Follow these six steps to help make the right decisions after an auto accident.

1. Not seeking immediate medical attention.

Hospitalization is not necessary for minor auto accidents. The first step following an accident is to stop the bleeding. Apply pressure and wait for the bleeding to stop on its own. If you are unsure you can stop the bleeding, kindly call 911. If you can safely drive your vehicle, take yourself or any injured passengers to a doctor for a check-up and treatment.

2. Leaving the scene of the accident.

Do not leave the scene of the accident. It is a crime in most states, requiring you to report the incident. You will also be liable for injuries or property damage to the other drivers or passengers. If you are in a minor accident, exchange information with the other drivers, then park your vehicle safely off the road. If a police officer is absent, stay at the scene until help arrives.

3. Admitting fault or denying fault to the other drivers.

It is unclear if you were at fault until an investigation is performed. The first step will be to confirm that you were insured, and if insured, your insurance policy is valid. It is important to avoid blaming another driver for the accident because a third party may be responsible for the accident.

4. Not gathering evidence at the scene.

Take pictures of the accident or damage. Consider taking measurements and asking questions of the other parties involved. The debris and fluid under the hood will help prove damage, especially if there was an impact on another car. Maintain peace of mind and stay calm after an accident, as you may be charged if you attempt to alter the evidence.

5. Accepting the first settlement offer.

When in doubt, reach out to a lawyer before accepting the first offer. You will be liable for failing to disclose security breaches or insurance fraud. Be prepared to present your case at trial, so request legal assistance. Your attorney will also likely ensure your insurance company gives you fair compensation.

6. Not hiring a car accident attorney.

If you are injured in an auto accident, immediate legal assistance is crucial to obtaining compensation for your injuries and damages. Even if you were at fault in the accident, a lawyer could help you fight for compensation. When it is required to negotiate with insurance companies and courts, a personal injury attorney can be crucial to a positive outcome.

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