Involved in a Car Accident?
What You Need to Do Right Now
Have you been in a car accident?
Around 6 million people find themselves in U.S. car accident incidents every year. In fact, up to 77% of drivers have had a car accident at some point in their lives. But what do you do after you've been in a car accident? Are there any specific actions you should take?
The answer is yes. Below, we'll go into the actions that need to be on the top of your priority list as soon as you get into a car accident. Keep reading to learn more!
Make Sure Everyone Is Safe
As soon as the crash happens, you need to check on everyone in your vehicle.
Start with yourself, then move on to each person in the car. Ask if they're injured, and if anyone has lost consciousness or sustained injuries, call 911.
Next, look at your surroundings. Are you in a safe location? If so, get out and check on the people in the other car.
Then, move your vehicles out of the way of traffic to prevent further damage and injuries.
Call the Police and Collect Insurance
At this point, you should call the police and ask for an officer to come out to the scene of the accident. Once the officer arrives, they will take down each person's statement. Tell the details of the accident in as accurate a manner as you can.
This is a crucial part of the process. Sometimes, the other driver will give a statement in which they admit fault for the accident. In other cases, their statements may show their negligence if they're at fault.
While you're waiting for the officer to arrive, exchange insurance information. Take photos of their insurance card and the damage to both vehicles for future reference. Then, call the insurance company and say you've been in an accident with their client and would like to open a claim. The person on the phone will ask you some questions and give you further instructions.
Then, call your insurance company and report the accident. They will ask you how the accident happened, so tell them what you tell the police. You should do this because insurance companies open their own investigations into these incidents, and you want your company to have your version of the story.
Phone a Car Accident Lawyer
Often, insurance companies will try to get you to agree to the lowest amount of compensation possible.
But what if their settlement offers don't cover your costs?
Hire a car accident lawyer. These attorneys will help you prove you're not at fault and file a lawsuit against the other driver. Then, they will negotiate a fairer price with the insurance company.
Want to Learn More?
Navigating the steps after a car accident might seem scary, but they don't have to be.
By following the advice above, you'll be on your way to recuperating your expenses while keeping everyone safe and healthy. If you hire a personal injury attorney, you might get more money, relieving you of the financial stress of car repairs and medical bills!
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