Avoid These Errors to Strengthen Your Car Insurance Claim
An automobile accident claim settlement can be a drawn-out, tiresome process. You cannot afford to make any errors that could prevent or postpone the compensation of your claim that you are entitled to. The following mistakes can harm your claim for a vehicle accident since they are common but easily avoidable.
Acknowledging Error
Even if you are 100 percent certain that the collision was your fault, it may not be a good idea to admit it to the authorities or the other driver. Even if there is more to the story, the other party's insurance company will accept your word if you start to confess guilt or apologize. If you admit fault, an inquiry might not find that the other driver was also at least somewhat at fault.
Refusing to Seek Medical Attention
There are two significant benefits to getting medical help as soon as you can following a car accident. Before anything else, you might have sustained serious wounds that, if left untreated, could get worse or possibly be fatal.
The second benefit is that going to the doctor as soon as possible shows that your injuries are severe and that you are taking all necessary precautions. When you seek compensation, it will be helpful if your doctor can provide documentation of all your injuries in the collision.
Taking a Pre-Existing Condition Denial with Stride
An insurance company may argue that since your injury existed before the vehicle accident, you are not entitled to compensation for it as a "pre-existing condition." Insurance frequently asserts that back injuries suffered by elderly drivers in collisions are truly degenerative disk diseases.
Never sign a medical release allowing a competitive insurance company to peruse your medical data seeking pre-existing conditions and justifications to reject your claim.
Not Obtaining a Police Report
A police report is a crucial information that might support liability after an accident for your vehicle accident attorney. A police report contains details about the collision, including how it happened, how to reach the drivers and witnesses, and whether the at-fault motorist received a citation.
Refusing to Collect Evidence at the Scene
The accident scene's evidence can be vital to your case. If you can, take pictures or videos of the auto accident. Take photos of the positions and damage to the vehicles, as well as any skid marks, debris, or damage to the roadside or street signs or other evidence that might help to explain what happened.
Choosing Not to Work with a Qualified Lawyer
Never file a claim against an insurance company unless you are a car accident attorney. Experienced attorneys always handle auto accident lawsuits for insurance companies, and an experienced auto accident attorney is familiar with the procedure for filing an auto accident claim and will know how to handle it best on your behalf.
Not Contacting Your Insurance Provider
You are required by contract to notify your insurance company immediately following the collision. Failure to comply with these requirements could violate the terms of your insurance policy, possibly leading to its cancellation, or it could give your insurance company grounds to deny the claim.