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6 Things to Know Before Buying Strata Property

Strata Property

A strata title is when a building, such as an apartment block or townhouse complex, is divided into units. The owners of each unit then jointly own the common areas, such as hallways, gardens, and recreation facilities. Strata titles are becoming increasingly popular in Australia as more people live in apartments, townhouses, and units. Due to its popularity, it is important for homebuyers to understand what they are getting into before they purchase strata property.

If you’re considering buying a strata property, these are six things you should know beforehand.

Body corporate rules

When you purchase a strata property, you will be bound by the rules set out by the body corporate. The body corporate is responsible for managing the common areas of the complex and enforcing the rules.

Before purchasing a strata property, you should obtain a copy of the body's corporate rules and make sure you are comfortable with them. For example, some body corporate rules may state that you cannot make any changes to your unit, such as painting the walls or installing new flooring.

Disputes with neighbours

Strata living can sometimes lead to disputes between neighbours. Common causes of disputes include noise, damage to common property, and parking.

If you are considering purchasing a strata property, it is important to find out how disputes are dealt with by the body corporate. For example, some body corporates have mediation processes in place to help resolve disputes between neighbours.

Maintenance and repair costs

As a strata property owner, you will be responsible for paying your share of the costs to maintain and repair common areas. These costs are usually covered by a strata levy, which is an annual fee paid by all owners in the complex. The strata levy covers things like building insurance, gardening, and general repairs.

It is important to find out how much the strata levy is before you purchase a property, as it can add significant costs to your annual budget. With exceptional strata management in Northern Beaches, you will be able to have a good sense of the estimated costs.

Special levies

In addition to the annual strata levy, owners may also be required to pay special levies to cover one-off expenses. For example, if the roof needs to be replaced, all owners may be required to contribute to the cost.

Before purchasing a strata property, you should find out if there are any special levies currently in place or if there are any planned for the future. This will help you to budget for any unexpected costs.


Another important consideration when purchasing a strata property is insurance. As the owner of a strata property, you will need to take out building insurance to cover the cost of repairing or rebuilding your unit if it is damaged by an insured event, such as a fire.

You should also be aware that the body corporate’s insurance policy will not cover your personal belongings. This means you will need to take out contents insurance to cover the cost of replacing your belongings if they are damaged or stolen.


If you’re considering purchasing a strata property, it is important to find out if pets are allowed. Some body corporates do not allow owners to keep pets, while others have restrictions on the type and number of pets that can be kept.

Before purchasing a strata property, make sure you are comfortable with the body corporate’s pet policy. This will help to avoid any problems down the track.


Purchasing a strata property is a big decision. These are six things you should know before you make a purchase. As long as you do your research and understand the implications of strata living, you’ll be sure to find a property that’s right for you.

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