Medicare Part A Eligibility: Answering Your Frequently Asked Questions
When you need nothing but the finest medical care possible, it pays to handle your health care planning. Depending on your age, this will include getting to know your Medicare plan.
When you take care of your Medicare policy, your health needs will be addressed impeccably and without issue.
Below we will touch on Medicare Part A eligibility, requirements, and how to get the most out of your plan.
What is Medicare Part A?
So first and foremost, what is Medicare part A? Here are the attributes you should know about these policies:
1. The Coverage Handles Hospital Stays
This is the Medicare plan that covers you for hospital stays. You will receive significantly reduced healthcare costs any time you have an inpatient stay.
Medicare Part A plans will also cover you for hospice care and a variety of other specialist hospital visits.
2. This is the Form of Medicare That You Immediately Opt Into
It is important to note that Medicare Part A is the baseline policy that everybody opts into. Being enrolled in this plan drastically reduces your health care costs. This is important since an overnight hospital stay can easily cost you an arm and a leg.
It is important that you read through the prospectus of your Part A Medicare policy so that you aren't in the dark on exactly what is covered once you opt-in
3. You Don't Have to Worry About Premiums With Medicare Part A
With Medicare part A, you don't pay premiums. This is one of the biggest perks of this form of Medicare.
Make sure that you get to know the deductible of your Part A Medicare Plan, in addition to any co-pays that might be applicable.
What Determines Medicare Part A Eligibility?
So how do you know if you are eligible for Medicare Part A? These are the points you should understand:
1. You Have to Meet the Age Requirement
The majority of people go on Medicare once they have reached the age of 65. There may also be some eligibility circumstances before you turn 65, such as suffering a long-term disability.
It is important that you sign up for Medicare once you reach the age requirement in order to avoid any penalties.
2. Participants Have Actively Paid Into These Accounts
Keep in mind that Medicare part A is your right as a taxpayer. You pay into this account over the years as portions are taken out of your check.
In order to receive these benefits, you must have paid into these accounts for at least a decade and must be a United States citizen.
3. You Can Sign Up Within 3 Months of Your Birthday
While eligibility starts once you turn 65, keep in mind that there is an early enrollment window for Medicare Part A. You can sign up within 3 months of your 65th birthday.
Signing up early can work wonders for you since it gives you time to do your research and receive answers to any questions that you have about your policy.
How Can You Make the Most of Your Medicare Plan?
Now that you are ready to enroll in Medicare, what steps should you take? Here is how you can get the most out of your Medicare Plan:
1. Pair it With Any Other Coverage That You Need
Part A is just the beginning of Medicare. There are a number of other options you can pair with it that will make your medical coverage complete.
Many people also pair their original Medicare with a Medicare Part B plan.
This is the form of Medicare that tackles outpatient care. You can use this coverage whenever you go to the physician for a checkup or any other doctor to get a clean bill of health.
Medicare Part B also covers the cost of medical equipment, such as walkers, wheelchairs, wheelchair ramps, and canes. Part C allows you to mix and match your plan and to fill in the gaps you have that are not covered with your Medicare part A or your Medicare Part B.
You can also cover your prescription drug costs by investing in a Medicare Part D plan. Get to know the details of each policy so that you can get whatever coverage is best for you.
2. Talk to an Agent Personally to Manage Your Plan
It's best to speak to a professional when you need guidance for your Medicare policy. Give yourself plenty of time to speak with an agent who can offer advice and help you tailor your plan to your needs.
Get clear on all the details of these policies upfront rather than signing up for something you don't understand and realizing it when it's too late.
3. Find Medical Professionals That Accept Your Medicare Plan
Search databases to find the best doctor in your local and surrounding area that will accept your Medicare Plan.
Doing this helps you nail down the highest quality professional medical care you can get. As a result, you will be taken care of and able to address all of your medical needs as they come along. Get access to the best primary care physicians, specialists, and physical therapists that you require.
Check out the content on medicareonvideo.com to help you learn more about Medicare plans.
Handle Your Healthcare Needs
Now that you know more about Medicare Part A eligibility, it's important that you take the property steps to get the plan that you need. These tips set the foundation, so get in touch with an agent to learn more.
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