Ready to Retire? Tips to Make These
Your Best Years!
When it is time to retire you may have mixed emotions. This is the beginning of a new chapter, but it is also the end of an old one. As you prepare to embrace your senior years, you will be saying goodbye to your career.
Just remember, there will be more time to enjoy yourself and these can be your best years yet! Ready to retire? Read on:
Try Something New
Most people will have a wish list of things they have always wanted to try but neglected to do due to lack of time. Your retirement gives you the perfect opportunity to learn new skills and have different experiences.
Think about the things you have always been interested in. Perhaps you want to learn to sew, play the piano, swim, or adopt a pet. Whatever it is, stop putting it off and use your retirement to find your passion.
Take Care of Your Health
Your health should be a priority and one of the most important considerations will be insurance. At the age of 65, most U.S. citizens will be eligible for Medicare Part A and B. You can fill out your Medicare application within a seven-month window. This starts three months before you turn 65, through your birthday month, and three months afterward.
Medicare Part A and B will reduce the cost of most hospital visits and doctor's expenses. If you want extra coverage you can apply for a Medicare Advantage plan through a health insurance provider. Medicare Part D is an optional extra that you can take out separately, or it may be included with Medicare Advantage. This is important to consider as it reduces the cost of prescription drugs.
Have a Big Adventure
Is there somewhere you have always wanted to visit? Your next big adventure could be waiting for you during your retirement years. It could be an overseas trip or somewhere closer to home. You don't have to travel far to explore, as sometimes a local getaway could help you discover something new in your neighborhood.
If you are still busy in your senior years, you may like to plan a smaller weekend getaway once every few months. A holiday will get you out of your house and you might fall in love with a new cuisine, reconnect with an old friend, or view a unique landmark.
Give Something Back
A routine will help to keep you active during retirement, and one way to do this is by giving back to the community. Volunteering on a regular basis is something many seniors enjoy as it helps others, is a social outlet, and feels good!
There are multiple ways to give back and your final decision will depend on your interests and capabilities. Areas to consider include animal shelters, churches, sporting clubs, hospitals, libraries, national parks, and other local organizations.
Ready to Retire?
Make these your best years by taking care of your health and trying new things. Whether it is learning an instrument, taking up gardening, or fishing for the first time, these are the years to tick items off your bucket list.
If there is a big adventure you have been putting off, start planning today. For those who want to give back to the community, stay active, and meet new friends — volunteering could be the answer! The most important thing to remember: this is your time to relax and enjoy your golden years.