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Is Drug Rehab Covered by Health Insurance?

When an addict is unable to stop taking drugs, it is wise to let the professionals take hold of their life. Drug rehab is a place where people go to start a new sober life after years of abusing drugs. A drug rehab could last for days to months, depending on how much drug abuse took place in a body. The aim of rehab is to help people eliminate the cravings they have for illicit drugs and bring them back to a normal and healthy life.

There are two types of drug rehab:

Inpatient drug rehab
Outpatient drug rehab

Both types of rehabs have their own pros and cons. We are here to discuss is drug rehab covered by health insurance? Read ahead and find out!

Drug Rehab - An Introduction

Drug rehabs focus on removing toxins from the body. Detoxification may precede drug treatment, particularly for people who have a physical reliance on drugs or alcohol. The process of detox is hard but removes addictive drugs from the body. But it does not treat addiction Various methods are used during addiction treatment in drug rehab. One of them is addiction counseling. Therapy assists individuals in working through the difficulties that lead to substance abuse and learning a healthy way of living. Individuals are better equipped to withstand relapse after treatment if they replace drug or alcohol use with good alternatives. The main goal of any drug rehab is to address the underlying issues that push a person towards getting addicted and eliminating those triggers. Being in drug rehab is the first step towards a sober life.

How Does Drug Rehab Work?

The key is to be persistent and not worry about the cost of rehab. Recovery from addiction is a lifetime process. A process that necessitates being conscious of one's thoughts and behaviors. Many people require ongoing treatment to stay sober just because of all the years they spent destroying their bodies with drug abuse. Drug abuse therapy or support groups remind people of the coping skills they learned in treatment and the detrimental effects of addiction on their lives. Drug rehabilitation programs can last anything from a few weeks to more than a year. There are different types of drug rehab programs:

A typical short-term program lasts 28 to 30 days.
Long-term programs could last 60 days, 90 days,
Some programs last more than six months or even a year.

Drug Rehab Is Covered by Health Insurance

It is a widely known fact that addiction treatment, including drug rehabs are not cheap. This is why most insurance companies cover all or part of a drug rehab plan. The coverage depends on:

The type of addiction treatment insurance plan
The severity of addiction
The duration of stay in a drug rehab

Most health insurance policies will cover the cost of substance use disorder (addiction to drugs and alcohol) and mental health therapy. The aim is to make sure that the patient can focus on getting better rather than finances. Your personal health insurance plan will determine how much of your therapy is covered and how much you must pay out of pocket. Before attempting to enter a substance abuse treatment program, it is advisable to check with your insurance provider to learn the specifics of what is covered under your plan.

How Does Health Insurance for Drug Rehab Work?

Worried about how health insurance will cover drug rehab? Let's talk about that. When you have health insurance, your insurance company pays your medical expenditures first. Individuals then pay a small amount or all of the cost, depending on the terms of the plan. Health insurance is similar to motor insurance in certain ways. If your car is in a bad accident and needs expensive repairs, or if it needs to be replaced entirely, car insurance will cover some or all of the costs. That's a good thing because the cost of repairing or replacing your car could quickly outweigh the funds in your bank account. Health insurance, on the other hand, covers significantly more than just the costs of a major injury. This way health insurance makes sure that you do not worry about how to pay for your payment and focus on starting a sober life.

In a Nutshell…