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Mastering Your Finances: The Ultimate Guide to Moneyview Loans

Moneyview, one of the best Loan Apps, is a digital platform by WhizDM Innovations Pvt. Ltd. that provides an instant personal loan @1.33% per month (15.96% p.a.) onwards. The loan amount of up to INR 10 lakhs can be availed for up to a period of 5 years. The complete process, from loan application to loan disbursement, is digital, which makes it quicker and easier. The loan eligibility gets checked within minutes, and the loan then gets disbursed within 24 hours of approval. Moneyview has also developed an alternative credit-rating model that helps loan applicants with low credit scores get personal loans. 

Money View Personal Loan – A Snapshot

Interest Rate

1.33% per month (15.96% p.a.) onwards


Up to 5 years

Loan Amount

INR 5k to 5 lakh

Loan processing charges

2% – 8% of the approved loan amount

Minimum Monthly Income

  • For Salaried: INR 13,500
  • For Self-employed: INR 15,000


  • No part payments are allowed
  • You should have made a payment of a minimum of 6 EMIs for foreclosure of your loan,

Privileges of Moneyview Loan App:

Mentioned are the privileges of the Moneyview Loan App:

  • The loan can be applied within minutes.
  • The loan tenure can range up to 5 years, which further helps in a low amount of EMI, and thus, payments can be made on time.
  • Get a loan of an amount ranging from INR 10,000 to INR 5,00,000.
  • The loan gets disbursed within 2 hours once the loan application is approved.
  • As the loan application process is completely digital, hence it leads to zero paperwork.
  • It required minimal documentation.

Features and Benefits of Moneyview Personal Loan

Mentioned below are the features and benefits of the Moneyview Loan:

  • Flexible Loan Amount 

Due to the varied needs of individuals, the applicants are provided with an option to raise a loan of any amount ranging from INR 5000 to INR 10 lakhs based on their eligibility.

  • Collateral Free Loans

When applying for a loan through Moneyview, there is no requirement to pledge assets or arrange for a guarantor.

  • Quick Eligibility Check

When applying for a personal loan from Moneyview, check your eligibility for the loan within minutes.

  • Affordable Interest Rates 

Interest rates determine the amount of EMI and are, hence, considered to be important. In Moneyview, the interest rates start from 1.33% per month.

Eligibility Criteria

Mentioned below are the eligibility parameters to be met in order to apply for Moneyview Personal Loan:

  • The minimum age of an applicant should be 21 years.
  • The maximum age of an applicant should be 57 years.
  • The minimum income of an applicant should be INR 13500.
  • The income of an applicant should be credited directly to their bank accounts.
  • The minimum credit score should be 650.

Income and Credit Score Eligibility Criteria*

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

INR 13,500


CIBIL Score of 650 or Experian Score of 650 and above

INR 20,000

Mumbai/ Thane

or the Delhi-NCR area

  • New to Credit or CIBIL Score of 650
  • Experian Score of 650 and above

INR 15,000

Metro City other than Mumbai and NCR

  • CIBIL Score of 650
  • Experian Score of 650 and above

Self-Employed Individuals

INR 15,000


  • CIBIL Score of 650
  • Experian Score of 650 and above

Documents Required

Mentioned below is the list of documents required to be uploaded along with the Moneyview personal loan application:

  • Identity Proof:
  • PAN Card 
  • Valid Voter ID
  • Aadhaar Card
  • Valid Driver’s License
  • Valid Indian Passport
  • Address Proof:

Any 1 of the following -

  • Valid Indian Passport
  • Utility Bills, i.e. Electricity, Gas or Water) dated within the last 60 days
  • Aadhaar Card
  • Valid Voter ID
  • Valid Driver’s License
  • Income Proof:
  • In the case of Salaried Applicants – Bank Statements of the last 3 months of your salary account in PDF format showing salary credits
  • Self-Employed Applicants - Bank Statements of the last 3 months in PDF format if you are self-employed

Fees and Charges

Mentioned below is the list of documents to be uploaded along with the Moneyview personal loan application form:

Fees & Charges

Amount Chargeable

Interest Rate

Rate starting from 1.33% per month

Loan Processing Charges

It varies from 2% to 8% of the approved loan amount. The processing fee is deducted from the approved loan.

Interest on Overdue EMIs

2% per month on the overdue EMI or Principal loan amount

Cheque Bounce

INR 500/- every time

Loan Cancellation

  • No additional or hidden charges levied
  • Processing fees will also be retained

Foreclosure Charges



Up to 6 months

Not Permitted

7 – 18 months

Permitted after payment of 6 EMIs

Above 18 months

Permitted after payment of 12 EMIs

Uses of Moneyview Personal Loan

Mentioned below are the uses of Moneyview Personal Loan:

  • To purchase household gadgets such as refrigerators, washing machines, etc.
  • To make a down payment for another loan
  • To make payment of credit card
  • To incur house renovation expenses
  • Pay for college or school education fees
  • Vacation
  • Incur repair or breakdown of vehicle
  • To meet the wedding expenses
  • Relocation expenses

How to Apply for a Moneyview Personal Loan?

Mentioned below are the steps to apply for Moneyview personal loan:

Step 1: Check the loan eligibility

Log in to the Moneyview personal loan website or app using your e-mail ID. Next, provide the details as mentioned below:

  • Monthly take-home salary or average monthly income
  • Gender
  • Mobile Number
  • First and Last name (as per your PAN)
  • Purpose of the loan
  • PAN Number
  • Employment status (Salaried/ Self-employed)
  • Date of Birth
  • Area PIN Code

After providing the above-mentioned details, you will learn the eligible loan amount.

Step 2: Choose the desired loan

Choose from the variety of personal loans that offer the one you desire. Select the loan offer and the repayment terms that suit your requirements.

Step 3: Submit the documents

Upload the documents required to complete the KYC verification. As the process is digital, the experts will go through the documents to determine the same in order to approve the application. 

Step 4: Get the loan amount credited

Once the loan application gets approved, the loan amount will be then credited to the bank account within the next 24 hours.

Moneyview Personal Loan Customer Care

In case of any query, grievances or suggestions, one can contact customer care at the below-mentioned number:

Helpline Number:080 6939 0476

Money View Customer Care E-mail Addresses

Loan Queries

Loan Payment Queries

Loan partner/DSA Queries

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