Letting Go of Financial Stress
Financial stress is one of the biggest problems people face all over the world. In the UK alone, over 8 million people are in debt. Unfortunately, most people don’t like talking about their financial stress, which makes it easier to ignore it.
But, ignoring money issues doesn’t make them go away. In fact, it may even cause them to keep building, creating a vicious cycle of even more stress.
Cell phones can actually cause more financial stress than most people realize. Almost everyone has one and pays a monthly bill. But, costs add up quickly, and they can feel unavoidable since a phone is a necessity to most people.
So, what can you do to let go of that financial stress, especially when it comes to your cell phone? Let’s look at a few tips.
Use WiFi as Much as Possible
Data overages are often a big source of extra charges on your monthly phone bill. If you’re traveling a lot, it can be difficult to always use WiFi, or maybe you don’t have a strong signal where you live.
Still, try to use it as much as possible to avoid getting zapped with data charges at the end of the month. If you absolutely have to use data when you’re on the go, try to make it quick, and avoid doing things like downloading videos or music.
Purchase a Cheaper Phone
Just because most people have phones doesn’t mean everyone needs them for the same thing. Unfortunately, on the surface, there appears to be a limited market for more ‘basic’ phones.
Thankfully, you don’t have to purchase a phone with all of the bells and whistles that can cost hundreds of dollars and come with hefty contracts. There are plenty of great phones under £200 that can fit your needs if you know what you’re looking for and which features are important to you. Many of these phones come with more affordable contracts, as well.
Cut Out Extra Features You Don’t Use
Take a look at everything your phone includes or extra features you’ve signed up for. How many of them are you using on a regular basis? How many of those “extras” are you paying for that you don’t get anything out of?
You might be surprised when it comes to things you signed up for, agreed to, or downloaded once upon a time that now don’t have a lot of significance in your life. If you don’t use that feature at least once a week or aren’t getting any value from it, get rid of it. The money you save per extra feature might not be much, but they can add up quickly!
Again, a cell phone is a necessity for most people, but it’s not something that should contribute to your financial stress. Keep these easy tips in mind to let go of some of that stress and enjoy your phone without worrying over how you’ll pay for it.