Trans4mind Home Page

Thinking of Investing? Start Here

By Mikkie Mills

Starting a new investment is one of the most suitable avenues to grow your money, if not the only one. It can be exciting and challenging as well. The primary challenge that comes with thinking about investing is the logistics involved - the fear of failing or losing your capital. Such fear should drive you as a prospecting investor to think of ways in which you can make a good investment start. Whereas you may have the capital and goodwill required to make your investment a reality, knowing where to start is the critical part.

Research widely

The first step to engage in when seeking a new investment is to research far and wide to well-inform yourself with the investment options available in the market. The key concern during your investment research should be where to put your money for optimal gains. With there being numerous investment options in the market, analyzing each of them for their benefits and risks would ensure that you make an informed choice. When doing your research, always have in mind your parameters such as the amount of money you are willing to put in as capital and your availability towards supporting the investment.

Investment options

One of the suitable investment options that you can pursue is the stock markets. This option is much favorable for persons willing to invest their money in buying a share of another company without overly putting their cash at risk. Stock markets offer a stable income proven to show a steady rise in the long run. Bonds are also a reliable and near-risk-free investment option since the money is lent to the government or reliable corporate entity.

Depending on your capital base, you can also choose to go for unrelated options such as in the real estate industry or starting your own business, provided you are well aware of the market drivers of each.

With these investment options, you should endeavor to learn their dynamics such as factors that drive or affect them. Being naïve in them, relying on existing stock-trading giants such as Options Animal would be the only chance of getting it right.

Choose the right investment option

Juggling between these options should be based on your facts regarding the drivers, risks, and returns of each. Picking the right one would be based on how much money you have with you and how much time you’ve got. For instance, if you have much time, say over 30 years of saving, then the most suitable option that would guarantee returns would be the stocks market. Analysts have advised that although the markets fluctuate often, they show a steady net annual increase in average return of about 10%. When it comes to picking the right stock to invest in, however, index funds are much preferable as they are generally diversified across multiple stocks.

How much to invest

Having known your investment options and chosen the right one based on your income profile, figuring out how much to put in should be your next step of equal importance. It is advisable to choose an amount that doesn’t drain your pockets and savings completely. Budgeting for the investment should leave you with some contingency or emergency fund to ensure that you can achieve self-sustainment such that you would not have to prematurely withdraw your invested funds.

Depending on the investment option chosen and the returns, it is best to go with the minimum investment amount as that gives you some room for error and cushions you against the unprecedented eventuality of losing your money. After making the right investment profile, making a move to actualize your investment plan should now be relatively easy.

In conclusion, besides having the investment capital and the goodwill to invest, the process of making a successful investment should take you some time of researching and making due diligence. The multi-stepped process ensures that your ultimate investment offers you the kind of net returns you yearn for.

About Mikkie Mills: “I’m a Chicago native who loves to share her expertise about personal development and growth. When I’m not writing, I’m chasing the little ones around or rock climbing at the local climbing gym.” More articles by Mikkie

Share on Facebook   Share on Twitter
More Creativity & Career Fulfillment articles
Latest Additions

Good info on many topics:

Tools for Transformation

personal development
Trans4mind offers its visitors a huge range of complimentary personal development resources for self-directed education and transformation of the whole person...
HOW TO USE THESE FREE RESOURCES 
Introduction to our Tools for Transformation. We aim to open up the mind to new ideas, new challenges and new solutions - to think differently and be creative.
WORDS OF WISDOM 
Here are our favorite quotes. The best quotes distill powerful wisdom into a few words and can make a real difference to our perception and understanding. Including:
Life  Purpose, Spiritual  Awareness, Success and Abundance, Wisdom from the Heart, Happiness and Wellbeing, Communication & Relationships, Motivation and Leadership, Parenting and Education, Emotional Intelligence, Transitions in Life, Social Community, Quirky Quotes, Creativity, Proverbs, Humor - and many further topics in the Wisdom from the Heart section.
INSIDE-OUT BLOG 
Articles by Peter Shepherd and Wallace Huey. Imagine if the values of the heart could be brought into our families, communities, charities, organizations and businesses... what kind of a world would this create?
TRANS4MIND PODCASTS 
Audios by Peter Shepherd, focused on key personal development topics, to help advance your personal growth.
RAISE YOUR VIBRATION 
A free meditation program to help you experience the state of unconditional love - key to lasting joy and fulfillment in your life.
THE POSITIVE APPROACH 
Become more clear about your own identity, what you want in life - your life vision - and how to manifest your full potential. And then move on to the free New Life Course to advance in many further ways.
THE AFTERLIFE 
If we do actually have a soul, then where does it go after death? Near-death experiences provide convincing answers.
ONLINE BOOKS 
Check out our fascinating collection of complete books for you to read online, including Peter Shepherd’s Transforming the Mind, which created the foundation of this site back in 1997.
EBOOK DOWNLOADS 
Over 250 PDFs to freely download covering many personal development topics - and including the range of Trans4mind publications.
KNOW YOUR OWN MIND 
Free personality test based on the Eysenck Personality Questionnaire. See yourself as others may see you, in a more objective light, so you can know yourself better.
AND LOTS MORE 
Our site is expansive, including loads of helpful resources. See what else we have.

Check out the menus on the top of every page too!

Hypnosis Downloads

Support your personal development with these popular and effective hypnosis downloads...

This is our selection of favorites, but there's a session for every need! Choose from over 800 Hypnosis Downloads...
Search now on an issue that interests or concerns you...
 

View all the Hypnosis Downloads here

Copyright © 1997-2018 Trans4mind Ltd
Terms of Use & Privacy Policy       Email Webmaster